Tennessee Non Owner SR22 Insurance

Tennessee Non Owner SR22 Insurance

In the State of Tennessee, if your driver’s license is suspended because of a DUI (Driving under the Influence), you will be required to purchase SR22 insurance in order to get your driver’s license reinstated. If you’re lucky, you could qualify for a Tennessee Non Owner SR22 Insurance policy.

If you do not own a vehicle, and do not have regular access to a vehicle, you will want to ask your insurance agent about Tennessee Non-Owner SR22 insurance policy.

When you purchase SR22 insurance, your insurance company should file an SR22 form with the Tennessee Department of Safety. (If you purchase non-owner SR22 insurance, your insurance company will file a Tennessee Non-Owner SR22 form.)

This form proves to the DOS that you are insured for the minimum liability limits required by law. This way, the State knows that you will be financially responsible in the event that you are involved in an accident in the future. If your SR22 insurance is canceled, or if the policy lapses, your driver’s license will be suspended again.

Tennessee requires SR22 insurance for up to five years. However, if you keep an SR22 on file for three years within a five year period, your SR22 requirement may be canceled.

Tennessee Non Owner SR22 Insurance

Non-Owner SR22 Insurance and Tennessee Ignition Interlock Law:

If this was your first offense DUI and you had high BAC, or if this was a subsequent DUI offense, then you will be restricted to ignition interlock driving for six months.

In order to fulfill this ignition interlock requirement, you will need regular access to a vehicle, and this will disqualify you from the non-owner SR22 insurance option. At least for the duration of your ignition interlock requirement, you will need to file a traditional SR22 form.

It is important to know the limitations of Tennessee Non Owner SR22 insurance coverage:

  • It is written for one person only
  • It is only for high risk drivers who do not own a vehicle
  • It is liability only coverage
  • Household vehicles are not covered
  • Vehicles driven frequently by the policyholder are not covered
  • Commercial and rental vehicles are not covered

If You Need a Different Type of Non Owner Insurance:

Florida SR22 Non Owner Insurance: www.MyFloridaSR22.com
Florida FR44 Non Owner Insuracne: www.MyFloridaFR44.com
Florida FR44 Non Owner Insurance: www.Cheap-Florida-FR44.com
Florida FR44 Non Owner Insurance: www.FR44Experts.com
Florida FR44 Non Owner Insurance (Mobile): m.FR44Experts.com