South Carolina Non Owner SR22 Insurance

South Carolina Non Owner SR22 Insurance

If you are caught drunk driving (DUI / DUAC) or operating without mandatory liability insurance in the State of South Carolina, you will be required to file an SR22 form with the DMV.

An SR22 form proves financial responsibility. If the DMV has your SR22 form on file, then they know that you have liability insurance.

In order to get an SR22 form, you must purchase “SR22 insurance.” If you do not own or have regular access to a vehicle, you can purchase what is known as “non-owner SR22 insurance.” In this case, you would file a “non-owner” SR22 form.

South Carolina requires SR22 insurance for 3 years.

General Facts About South Carolina Non Owner SR22 Insurance

  • It is liability only insurance
  • It is written for one individual only
  • It does not cover vehicles in the policyholder’s household
  • It does not cover commercial vehicles
  • It does not cover rental vehicles
  • It covers only non owned vehicles that are driven on occasion
  • It is not for individuals who own a vehicle