Rhode Island SR22 Insurance

Rhode Island SR22 Insurance

Rhode Island Non-Owner SR22 Insurance

Rhode Island SR22 Insurance – If your Rhode Island driver’s license is suspended because of a DUI, you will be required to purchase SR22 insurance in order to get it reinstated. When you purchase SR22 insurance, your insurance company will file an SR22 form with the DMV. This SR22 form proves to the State of Rhode Island that you are in fact insured. If your insurance is ever canceled, the SR22 policy requires your insurance company to notify the DMV. In short, an SR22 policy provides an easy way for the DMV to monitor you, and to make sure you stay insured. Rhode Island SR22 insurance is a type of SR22 insurance that is available to those drivers who do not own or have regular access to a vehicle, but want to get their driver’s license reinstated.

Rhode Island SR22 Requirements

The state of Rhode Island requires liability insurance to protect other drivers in the event of an accident. The minimum limits are:

  • $25k Per Person Bodily Injury
  • $50k Per Accident Bodily Injury
  • $25k Property Damage

While these limits are minimum they are rarely recommended levels of coverage. Ask your insurance agent what they recommend based on your financial position.

Suspended License Information

Each case is different in Rhode Island and must be handled on a case by case basis. For more information on your specific case contact the Division of Motor Vehicles Operator Control Division at (401) 462-0800. Questions in writing may go to: RI Division of Motor Vehicles Operator Control 600 New London Ave Cranston, RI 02920 Suspended license reinstatement fee schedule: Suspended  license – $76.50 to $151.50 Suspended license for DUI or refusal to chemical test – $76.50 to $351.50 Suspended registration – $51.50 to $251.50 *A technology surcharge of $1.50 is applied to each reinstatement fee. Make payments in cash, check or money order to RI Division of Motor Vehicles. RI Division of Motor Vehicles Operator Control 600 New London Ave Cranston, RI 02920

Driving Under the Influence (DUI) in Rhode Island

Driving laws exist to protect the public and one of the most deadly driver related causes is driving under the influence of alcohol and/or drugs. Rhode Island has laws in place to arrest drivers who are over the limit:

  • All drivers with blood alcohol concentration of .08% or higher
  • All drivers under age 21 with blood alcohol concentration of .02% or higher
  • All commercial drivers with blood alcohol concentration of .04% or higher

When a law enforcement officer suspects you of DUI he/she will ask you to submit to a chemical test of your blood, urine or breath. In this test the officer is looking for BAC limits above the state law limit.

What if I refuse to take the chemical test for BAC?

Upon refusal your license will be suspended for 90 days and you may be subject to community service, fines, and drunk driving school or alcohol treatment. You can still be convicted of a DWI if the arresting officer convinces the court you were intoxicated at the time of refusal.

Required to get an Ignition Interlock Device?

The ignition interlock program is designed for those drivers who have been convicted of driving under the influence of alcohol. The IID must be installed in each vehicle you operate and the costs are your responsibility. Where can I get an ignition interlock device installed in RI? B.E.S.T Labs, Inc – (877) 237-1541 New England Interlock – (800) 987-8040 Consumer Safety Technology – (877) 777-5020 Smart Start – (800) 880-3394