North Carolina SR22 Insurance

North Carolina Non Owner Insurance

Many states require DWI / DUI offenders, and others who have violated certain laws, to carry SR22 insurance. When a driver carries SR22 insurance, his or her insurance company files an SR22 form with the state DMV, which allows the DMV to monitor the driver’s coverage.

Non-owner SR22 insurance is available for those who have an SR22 requirement but do not own or have regular access to a vehicle. A non-owner SR22 policy covers other vehicles and drivers in the event of an accident. It does not cover the driver that the policy names or the vehicle he or she is driving.

North Carolina and SR22 Insurance:

North Carolina does not require SR22 insurance for any reason, so North Carolina drivers should not have to worry about SR22 insurance or non-owner SR22 insurance, unless they get involved with the law in another state.

For example, if one gets a DWI in North Carolina and then moves to another state, then that state may require SR22 insurance. Or, if one lives in North Carolina, and gets a DWI / DUI in another state, he or she may have to file an SR22 form in the state where the DWI happened.