Nevada SR22 Insurance

Nevada SR22 Insurance

Learn More About Nevada SR22 Insurance:

Nevada SR22

You will need an SR-22 form filed to the Department of Motor Vehicles if you have had license suspension for the following violations:

  • Driving under the influence of alcohol and/or drugs (DUI)
  • Failure to drive with proper insurance
  • Failure to pay child support
  • Accumulation of 12 points on driving record in one year
  • Failure to appear in court
  • Street racing

These are some of the violations that will require you to file an SR22 with the state of Nevada.

How long do I need an SR22 in Nevada?

The holding period is 3 years from the date of your license reinstatement. If you fail to maintain the SR22 insurance policy at any time during this 3 year period your license will be suspended again. This will result in the 3 year probation period to start over again. Keep in mind the Nevada DMV does not notify you when you are eligible to remove the SR-22 filing.

How much does SR22 insurance increase my premiums?

The cost to file the SR-22 is only $25-$50 depending on the auto insurance company. If you notice an increase in your insurance premiums once the SR22 is added it is likely due to the violation that caused you to file the SR22. For example if you failed to pay child support this would not increase your insurance costs but street racing would dramatically increase your auto insurance rates. To find cheaper SR22 insurance use our online service to compare rates from companies in your area.

Nevada SR22 Insurance Requirements

The state of Nevada requires liability insurance to protect other drivers in the event of an accident. The minimum limits are:

    • $15k Per Person Bodily Injury
    • $30k Per Accident Bodily Injury
    • $10k Property Damage

While these limits are minimum they are rarely recommended levels of coverage. Ask your insurance agent what they recommend based on your financial position.

Suspended License Reinstatement

In order to reinstate your Nevada driver’s license you must comply with all the requirements of your suspension. This information can be found in the notice sent to you when suspension was first started. The notice will include the start and end dates of your suspension and any requirements that must be met.

Each offense will have different reinstatement requirements so check your documentation carefully. If you have questions about your suspension contact:

DMV Driver License Review
555 Wright Way
Carson City, NV 89711

Once you have met all the requirements you may still need to take a written test, vision test, and driving skills test.