Louisiana Non Owner SR22 Insurance

Louisiana Non Owner SR22 Insurance

The State of Louisiana requires certain drivers to carry SR22 insurance for a specified period of time. This requirement affects DWI offenders; those who have refused to submit to a chemical alcohol test; and those with an accident judgment against them.

If a person is required to carry SR22 insurance, and he or she does not own a vehicle, then he or she will need to buy non-owner SR22 insurance. If you have a non-owner SR22 policy and you get into an accident, your non-owner policy will cover damages done to other involved drivers and their vehicles, but it will not cover damage done to you or your own vehicle.

Louisiana requires SR22 insurance for a period of 3 years. This can seem like a very long time if you are paying a very high price for your insurance.  Be sure to call us at 855-438-7353 for a quote!