Kansas Non Owner SR22 Insurance

Kansas Non Owner SR22 Insurance

You may qualify for a Kansas Non Owner SR22. This is by far the cheapest way to get  your license reinstated. If you’re looking for a Kansas Owner SR22, Click Here.

What is a Kansas Non Owner SR22?

The State of Kansas may require a driver to buy SR22 insurance for any of the following reasons: DUI; failure to comply with mandatory insurance requirement; vehicular homicide; refusal to submit to a BAC test; failure to provide proof of auto insurance; driving while suspended; diversion agreement; felony involving a vehicle; or failure to stop at the scene of an accident.

If you have an SR22 requirement, and you do not own a vehicle, you will need to buy Kansas non-owner SR22 insurance. A non-owner SR22 policy is a liability policy that covers other vehicles and their drivers in the event that its holder is involved in an accident. It does not cover the policy holder or the vehicle he or she is driving.

If you have an ignition interlock device restriction and you want to purchase a non-owner SR22 policy, be prepared for complications. You will likely need to own a vehicle in order to fulfill your ignition interlock obligation. This means that you will need an owner’s SR22 insurance policy.

How to Get Your Kansas Driver’s License Reinstated Quickly

What Offenses Warrant an SR22 Non Owner Insurance Requirement?

Some of the most common offenses requiring a driver to purchase SR22 non owner insurance are:

  • Uninsured accidents
  • Failure to submit a breath or blood test
  • Child support or neglect cases
  • Excessive points against a driver’s record
  • DUI or DWI offenses

Cheap Kansas Non Owner SR22 Insurance

Kansas Non Owner SR22 Insurance Facts

  • Non owner SR22 insurance is written for one individual only
  • Non owner SR22 insurance is a liability only coverage – it does not include comprehensive or collision coverage
  • Non owner SR22 insurance cannot be purchased if the driver owns a vehicle
  • Non owner SR22 insurance does not cover commercial or rental vehicles
  • Non owner SR22 insurance does not cover vehicles in the policyholder’s household

For additional information, visit the Kansas Department of Revenue website.