Idaho Non Owner SR22 Insurance

Idaho Non Owner SR22 Insurance

If your Idaho driver’s license is suspended for certain serious offenses (e.g., reckless driving or DUI), you will be required to file an SR22 certificate with the DMV before you can get your license reinstated. An SR22 form serves as a statement of liability insurance coverage. It proves to the DMV that you, as a “high-risk” driver, will be insured in the event of a future accident.

If you do not own a vehicle and you are required to file an SR22, you will need to purchase non-owner SR22 insurance. This liability policy will only cover other vehicles and drivers. If you do get into an accident, this policy will not pay for damage done to you or the vehicle you are driving.

Idaho Non Owner SR22 Insurance Facts

  • The insurance covers only vehicles outside the driver’s household
  • The insurance will not cover rental vehicles
  • The insurance will not cover commercial vehicles

What Offenses Warrant an SR22 Insurance Requirement?

  • Too many points against a driver’s record
  • At fault accidents
  • Uninsured accidents
  • DUIs or DWIs
  • Failure to take a breath or blood test
  • Child support or neglect cases