Colorado Non Owner SR22 Insurance

Colorado Non Owner SR22 Insurance Information

The State of Colorado requires an SR22 filing after the following offenses:

  • DUI
  • Refusal to submit to a BAC test
  • Under 21, any conviction of alcohol/drug use while driving
  • Operating without liability insurance
  • Vehicular assault
  • Vehicular homicide
  • Using a motor vehicle in a felony
  • Failing to stop and render aid
  • Perjury of false affidavit or statement
  • Vehicle theft or criminal mischief causing damage to a vehicle

If you are required to file an SR22 form with the Colorado DMV, and you do not own a vehicle, you may need to purchase a non-owner SR22 insurance policy. This type of SR22 insurance will cover other vehicles and their drivers in the event of an accident. It will not cover you or the vehicle you are driving.

Colorado Non-Owner SR22 Insurance and Ignition Interlock Law

The State of Colorado requires DUI offenders who had a BAC of 0.17 or higher to install an ignition interlock device in any vehicle that they drive. Colorado restricts these drivers to 2 years of interlock driving.

If you have an ignition interlock requirement for this reason, you will not be able to buy a non-owner SR22 insurance policy, because you will need to own a vehicle in order to fulfill the interlock requirement.

How to Get Colorado Non-Owner SR22 Insurance

Colorado requires drivers to keep an SR22 on file for up to three years, so it is important to find a rate that you can live with. If your SR22 is canceled at any time, your driver’s license will likely be suspended. If you are planning to change SR22 insurance companies, be sure to get your new non-owner SR22 on file before the current one is canceled.

For More Information:

For more information about Colorado non-owner SR22 insurance, visit the Colorado Department of Revenue or call 303-205-5613 (303-205-5940 TDD).