Tag Archives: Georgia non owner sr22a

Green Slips and Pink Slips – Georgia SR22A Insurance

An SR22 (sometimes called “pink slips”) and an SR22a (“green slips”) are known as Financial Responsibility Filings. They are simply a guarantee to the state of Georgia that you have insurance for at least six months, and that it can’t be cancelled for any reason during that period.

If your license has been suspended, the judge can require you to obtain a filing to get your license back, in addition to any fines or requiring Driver Improvement classes.

The SR22 is typically  for drivers with a DUI, a Habitual Violator, or someone with multiple suspensions. It is very uncommon to see an SR22 required in the state of Georgia these days.

The SR22a is by far the more common of the two, and is generally for drivers who have been caught driving without insurance or driving under a suspended license.  The SR22a policy must be paid in full for six months, and cannot be cancelled for any reason.  The court can require you to have it just once, for six months, but occasionally may try to throw the book at someone by requiring a particularly naughty driver to have the SR22a for three years, or six six-month policy terms.

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Because the insurance company cannot cancel the policy for any reason once the slips have been issued, most companies will not permit agents to issue the slips on the spot. They want to confirm the driving record and pull any additional reports before they will issue the slips, so they reserve the right to issue the slips from the home office.

Our office can issue green slips immediately. We can mail them directly to the DMV but it sometimes takes weeks for the DMV to match them up to your driver’s license. Or, you may choose to go to the DMV and let us fax them to you there or take your copy down to the DMV to get your license back. This is by far the fastest way, because they will release your license to you on the spot (provided you’ve met all their other requirements, of course!).

It is not necessary to own a vehicle in order to get an SR22 or SR22a filing. If you need your license back in order to keep a job, you may purchase a special “Non-Owners” policy.

Please call us at 1-855-678-6977 for a no obligation quote on your SR22 or SR22a needs.

What is the Difference Between SR22 and SR22A Insurance?

Georgia SR22 vs. Georgia SR22A

An SR-22 is a document or form required as proof of financial responsibility by the court or under state law for persons convicted of certain traffic violations. It will depend on state laws the reason for the SR-22, certificate of financial responsibility, is needed. For many states it is needed to reinstate a driver’s license, especially if the suspension was for driving without insurance.

Definition of an SR-22  is a form which must be filed by the insurance company stating that auto liability insurance is in effect for a particular individual. This form is normally required when insurance is provided to an individual who was in an accident or was convicted of a traffic offense and was unable to show financial responsibility. Again each state has different variations of this form and requirements.

The SR-22A is similar to an SR22 but only used is a few states. This form is used in Georgia, Texas and Missouri. In Georgia and Texas the SR22A is a type of certificate normally used for repeat violators of financial responsibility laws. These two states required that policies with a SR22a attached to it must be paid in full for a 6 month term. MO calls the SR-22 a certification of liability insurance and the SR-22A a certificate of liability insurance.

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In Georgia, the SR-22A is a term used in Georgia for a GA Responsibility Insurance Certificate; it is similar to a SR-22, except it has further restrictions or is needed under specific circumstance. This financial responsibility filing can be required of a motorist in the state of Georgia if the individual has been convicted of operating a vehicle without liability insurance or other certain traffic infractions. In Georgia, it is usually required for an unsatisfied judgment (SR22A).

For example, if you are trying to reinstate your Georgia license after a suspension due to a second or subsequent conviction of no proof of insurance (unsatisfied judgment) an SR-22A must be filed and maintained for 3 years from the date of the conviction. An insurance company must certify that you have in effect a valid liability insurance policy covering the required time span; said certification should be filed on the SR-22A form.

Both the SR-22 and SR-22A are discussed under Texas Administrative Code Title 37, Part 1, Chapter 25, Rule 25.6. Subsection e of this law states that if the SR-22 (insurance certificate) is required as the result of a security deposit in an accident or default case, it must be accompanied by form SR-22A (certification of a 6 month prepaid liability policy).