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Indiana SR22 & SR50 – Financial Responsibility Terms Explained

Suspension, Reinstatement, and Insurance Forms

Under Indiana law, courts can order the BMV to suspend an individual’s driving privileges. State law also allows the BMV to suspend a person’s driving privileges for certain violations – such as failure to provide proof of insurance.  To reinstate a person’s driving privileges, a driver may be required to submit one or more of the following forms.

Certificate Of Compliance (COC)

This form is used to verify financial responsibility for a specific incident date in the past and for a specific vehicle. This form can be used to show proof of insurance for accidents, citations and the Previously Uninsured Motorist Registry (PUMR). The form must be electronically submitted to the BMV by the driver’s or vehicle owner’s insurance provider.

SR-22 Proof Of Future Financial Responsibility

The SR-22 form confirms future financial responsibility for a driver who has been convicted of an offense which requires the driver to maintain proof of future financial responsibility with the BMV for a three-year period. A valid SR-22 form must remain on file with the BMV for three years after a suspension for a major violation. The SR22 also will be accepted as current proof of insurance if an SR50 is needed for the reinstatement of driving privileges. The form must be electronically submitted to the BMV by the driver’s insurance provider.

SR-26 Cancellation Of Proof Of Future Financial Responsibility

The SR-26 form is used by insurance companies to notify the BMV that a policy reported on an SR-22 or SR-23 form has been canceled. The SR-26 form displays the cancellation date. This document must be electronically submitted by the insurance provider to the BMV.

SR-50 Affidavit Of Current Insurance

The Affidavit Of Current Insurance (SR-50) provides proof of current insurance to the BMV. The form indicates the beginning and ending dates of the current policy. An SR22 also will suffice for proof of current insurance. This document must be electronically submitted by an insurance provider to the BMV.

Reinstatement Fee Submission Form

Prior to a driver’s reinstatement eligibility date, the BMV will send the driver a Reinstatement Requirements Notice to notify the driver of the necessary items the BMV needs before driving privileges can be reinstated, including outlining how to pay reinstatement fees online, by phone or by mail using the form that is attached to the notice. If you have lost the Reinstatement Requirements Notice reinstatement fee submission form, then you may use this form to pay your reinstatement fee by mail.

Official Court Actions

The following forms are used by the courts to communicate official actions of the court.

SR-16 Certification Of Indiana Abstract Of Court Record

This form is used by courts to notify the BMV that a driver has been convicted of a citation, failed to appear for a citation, or failed to pay a citation for violating a motor vehicle law. This form also notifies the BMV when orders have been rescinded. Drivers may not submit SR-16 forms at license branches. SR-16 forms may only be submitted by a court directly to the BMV.

SR-17 Court Order Granting Probationary Or Hardship License

The SR-17 form is used by courts to notify the BMV that a hardship or probationary license will be issued to the motorist named in the order. This form tells the BMV the duration of the license and any limits on the motorist’s driving privileges. SR-17 forms may only be submitted by a court directly to the BMV.

SR-33 Court Report Of Judgment

The SR-33 is used by a court to notify the BMV of a judgment against the owner or operator of a motor vehicle who has failed to pay for damages arising from an accident. The form reports the amount of the judgment as well as the date the judgment was rendered.











(original article located at :http://www.in.gov/bmv/2373.htm)

Consequences for OWI Offenders in Iowa

Consequences for OWI Offenders

It’s pretty bad news to be convicted of OWI. The combination of heavy fines, jail time, loss of driving privileges, required counseling, and other penalties affects every facet of your life.

First conviction:
If you are convicted of an OWI for the first time, you will be required to serve from two days to one year in jail and pay a fine up to $1,000. You will also lose your license for six months.

Second conviction:
If it is your second offense within 12 years, you will lose your license for two years, be given a seven-day to two-year sentence, and be fined $1,500 to $5,000.

Third conviction:
A third offense within a 12-year period is a Class D felony that will earn you up to five years in jail and a $2,500 to $7,500 fine. You’ll lose your license for six years.

In addition to spending time behind bars, paying a hefty court fine, and losing your driving privileges, you will also need to complete a course for drinking drivers and undergo a substance abuse evaluation or treatment program―whether this is your third offense or your first. Iowa law requires that you pay for these services at your own expense. You’ll also be hit with a $200 fine that goes toward the state’s victim restitution fund.

Handcuff Picture

If you are caught driving while your license is revoked, you’ll be charged with another misdemeanor and ordered to pay a $1,000 fine.

If you are a new Iowa resident, it’s important to realize that OWI convictions that occurred anywhere in the United States within the past 12 years will be used to determine whether your conviction in Iowa is a second or third offense.

To learn more about Iowa’s OWI laws, download the OWI handout prepared by the Department of Transportation’s Motor Vehicle Division.

Getting Your License Back

To get your license reinstated after an OWI conviction, you’ll need to show proof of your financial responsibility by filing an insurance SR-22 form with the Office of Driver Services. You’ll also need to take the knowledge test, driving exam, and vision screening to be issued a new Iowa driver’s license.

An OWI license revocation will remain on your driving record for 12 years. In addition to resulting in substantially higher auto insurance rates, this may also disqualify you from certain types of employment.