SR22 Insurance in Wisconsin

t is the legal responsibility of drivers in Wisconsin to carry at least the minimum liability insurance coverage mandated by the State. If a driver is pulled over by a police officer or involved in an auto accident and cannot provide proof of insurance, their driving privileges will be suspended. Other circumstances, aside from driving without being properly insured, can also lead to suspension or revocation of a driver’s license, including but not limited to:

When a driver’s license has been suspended or revoked, the driver will be required to purchase Wisconsin SR22 insurance as a condition for license reinstatement, and to keep the SR22 certificate in force for a specified period of time after reinstatement of driving privileges.
What is Wisconsin SR22 Insurance? Wisconsin SR22 insurance is not a stand alone insurance policy; it is a certificate of financial responsibility that is attached as a rider to an individual’s auto insurance policy. The certificate is purchased by the individual from an insurance provider, which files it with the Wisconsin Department of Motor Vehicles (DMV). First, this filing allows reinstatement of the driver’s license. After that, the policyholder’s insurance company monitors the SR22 policy to ensure that it remains in force without interruption for a time period determined by the state. If the SR22 policy lapses, expires or is cancelled, the insurance company files an SR26 form with the Wisconsin DMV, resulting in immediate license suspension once again.
How Long Will I Have to Carry Wisconsin SR22 Insurance? Drivers who are required to carry Wisconsin SR22 insurance will need to do so for a period of three to five years.
Wisconsin SR22 Owner Insurance & SR22 Non Owner Insurance The type of Wisconsin SR22 insurance described above is SR22 owner insurance, which is required for individuals who own one or more vehicles; the other type is SR22 non owner insurance, required for individuals who do not own a vehicle. Non owner SR22 insurance covers non owned vehicles that the SR22 non owner policyholder may drive on an occasional basis. For more information on non owner insurance, see our Wisconsin Non Owner SR22 Insurance page.
Whether you need owner or non owner Wisconsin SR22 insurance, you can count on Select Insurance Group to find the best rate possible. Call us or submit your request using our secure online form today!