Florida FR44 Insurance Companies

Insurance Company Listing

Peak Property and Casualty Insurance Company a/k/a Dairyland Insurance –  offers FR44 policies paid in full only to select clients.

Mercury Insurance Company was established in 1962 by George Joseph in Los Angeles. A.M. Best Company has rated Mercury an A+ “Excellent” company. Celebrating their 50th anniversary in 2012, Mercury believes one reason for their success is the trust they’ve built with customers. Forbes magazine has named Mercury one of “America’s Most Trustworthy Companies.” Mercury gives full support to their independent agents.

Mercury consistently maintains very strict underwriting (qualifying) rules and guidelines which enables them to  keep rates low. Policies requiring the FR44 filing may take as long as two weeks for approval by the company. Generally, the DUI can be the only blemish on the driving record. Mercury currently offers payment plans for FR44  policies and allows for electronic signatures which eases and expedites the application process. If you qualify, this is a great company to be insured with.

Infinity Insurance Company is a top leader in quality insurance services and products. This company has been successful since 1950 and their headquarters are located in Birmingham, Alabama. Infinity Insurance Company consistently receives high ratings for financial strength by all the reputable rating agencies.

Successful applicants approved for a policy with FR44 will have to pay for the insurance in full without the benefit of any type of payment plan. Although the company does not allow for a non owner FR44 policy, they will provide non owner policy for a Florida SR22. Successful applicants will have their FR44 filed within 24 to 48 hours. The company provides for electronic signatures. Infinity also offers policies for commercial trucks and vehicles, which can also have a filing. From our experience here at the agency, they have become quite competitive recently. They are eager for business, and there low rates demonstrate that.

Foremost Insurance Group Company, headquartered in Grand Rapids, Michigan, was founded on June 12, 1952 by Edward J. Frey, Edward L. Stoddard and several investors. Foremost was acquired by the Farmers Insurance Group on March 12, 2000. The financial strength of Foremost Insurance Group was rated A by the rating company A.M. Best. They accept most types of drivers with different driving histories.

Handcuff Picture

Foremost is one of the more flexible companies that we work with. They will accept a wide variety of vehicle types and drivers with varied histories, including those with a currently suspended license, and filings are completed within 24 to 48 hours. Another great thing about Foremost is that a hard copy of your FR44 certificate is available immediately after purchasing the policy. With many companies you will have to wait for the certificate due to the special handling and processing that certificates require. Whether you need an FR44 or SR22 filed, or just want to
save some money on your current policy, Foremost is an excellent company with a great track record and competitive prices.

Progressive Insurance Company was started on March 10, 1937 by two lawyers named Joseph Lewis and Jack Green and became a public company in 1971. Progressive auto insurance can be purchased online, by phone or through independent insurance agents. Progressive also offers insurance for motorcycles, boats, commercial vehicles, snowmobiles, RV’s and more.

Like Foremost, Progressive is a very flexible company and will offer FR44 policies with many different violations on the driving record. Also, the FR44 filing can be done with motorcycle insurance Progressive which is often considerably less than a car insurance policy. Policies can be written while a driver license is suspended and filings are completed within 24 to 48 hours. Progressive does not offer payment plans for FR44 policies.

Progressive makes purchasing insurance very simple and easy. After you submit your down payment, you can sign the application online and print out your ID cards right from home! It only takes a few minutes. Also, this company has always been a leader in quality customer service. And just one example of how they do that is they are open 24/7 to answer questions, take payments, and help with any concerns you may have. You can also make payments, changes, or check your coverages right online with ease anytime. Their new snapshot program is just another way you can save with this company. Safe drivers can save up to 30%. “Now that’s Progressive!”

GMAC Insurance Personal Lines Group is one of the largest automobile insurers in the United States. GMAC Insurance Personal Lines Group offers property and casualty products, including personal auto, RV, motorcycle, commercial auto and more. With a nationwide network of claims professionals and a 24-hour, toll-free claims hotline available 365 days a year, GMAC Insurance provides superior claims service for its customers.

GMAC has strict underwriting rules and guidelines which disqualifies many drivers, but keeps rates low for others. This company will offer a policy for FR44 only if insured has prior Bodily Injury Liability of a least 25/50. There are other restrictions however, even if prior is 25/50, such as territory may not be open for new business and there must be an equal number of drivers and vehicles.

Travelers Insurance Company’s main offices are located in New York, N.Y., Hartford, Connecticut and Saint Paul, Minnesota. Field or branch locations are in all 50 states, Canada, Ireland and the United Kingdom. Traveler’s is one of the largest property casualty companies and the second largest writer of commercial U.S. property insurance. This is a great company to be insured with and we are privileged to be working with them, however, they do not offer policies to any driver convicted of a DUI.

Kingsway Amigo does not offer a policy when your license is suspended and does not offer a rate when SR22 or FR44 is required.

Windhaven does not offer FR44 polices and they do not offer BI higher than 10/20 for any policy. They do
however offer SR22 owners policies.

Allstate provides FR44 policies but only to their current clients.

State Farm does not offer FR44 insurance.

GEICO offers FR44 policies paid in full only to select clients.











(original article located at http://floridafr44.com/fr44insurancecompanies.html)